QueenslandState Housing Act
1945STATEHOUSINGREGULATION1998Reprinted as in force on 25 October
2002(includes amendments up to SL No. 280 of
2002)Reprint No. 1BThis reprint is
prepared bythe Office of the Queensland Parliamentary
CounselWarning—This reprint is not an authorised
copy
Information about this reprintThis
regulation is reprinted as at 25 October 2002.The reprint shows
the law as amendedby all amendments that commenced on or before
that day (Reprints Act 1992 s 5(c)).The reprint
includes a reference to the law by which each amendment was
made—see listof legislation and list of annotations in
endnotes.This page is specific to this reprint.See
previous reprints for information about earlierchanges made under
the Reprints Act 1992.A table of earlier reprints is
included in theendnotes.Also see endnotes
for information about—•when provisions
commenced•editorial changes made in earlier
reprints.Dates shown on reprintsReprints dated at
last amendmentAll reprints produced on or after 1 July
2002, hardcopy and electronic, are dated as at the last
date of amendment. Previously reprints weredated as at the
date of publication. If a hard copy reprint is dated earlier than
an electronicversion published before 1 July 2002, it
means the legislation was not further amendedand the reprint
date is the commencement of the last amendment.If the date of a
hard copy reprint is the same as the date shown for an electronic
versionpreviously published, it merely means that
the electronic version was published before thehard copy version.
Also, any revised edition of the previously published electronic
versionwill have the same date as that
version.Replacement reprint dateIf the date of a
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other.
s13s3State
Housing Regulation 1998STATE HOUSING REGULATION 1998[as
amended by all amendments that commenced on or before 25 October
2002]PART 1—PRELIMINARY1Short
titleThis regulation may be cited as theState Housing Regulation 1998.2CommencementThis regulation
commences on 1 July 1998.3DefinitionsIn
this regulation—“contracts register”means the
register of relevant contracts kept by thecommission under
section 4(1).“purchaser”means a
purchaser under a relevant contract.“registereddocument”meansaregistrabledocumentoranotherdocument,particularsaboutwhichhavebeenregisteredinthecontracts register under section
7(2).“registrable document”means a document
specified in schedule 1.“relevant contract”means a contract
entered into under section 24(1AA),(1AB) and
(1A)1of the Act.1Section 24 (Power to commission to sell
houses to eligible persons)
s44s8State
Housing Regulation 1998PART 2—CONTRACTS REGISTER4Commission to keep contracts
register(1)The commission must keep a contracts
register.(2)Thecommissionmaykeepthecontractsregisterintheformthecommission considers
appropriate.5Particulars that must be
recordedThe commission must record in the contracts
register particulars about—(a)all
relevant contracts, including the name of the purchaser; and(b)all documents lodged, including when
they were lodged; and(c)all registered
documents, including when they were registered;and(d)anythingelsethecommissionconsidersshouldberecordedtoensuretheregisterisanaccurate,comprehensiveanduseablerecord of the
relevant contracts.6Other information may be keptThecommissionmaykeepseparatelyfromthecontractsregisterinformationthecommissionconsidersnecessaryordesirablefortheeffective or efficient operation of the
register.7Documents form part of a
register(1)Adocumentformspartofthecontractsregisterfromwhenitislodged.(2)A
document is registered when the particulars about the
documentare recorded in the contracts
register.8Entitlement to search register(1)A person may, after paying the fee
prescribed under this regulation—(a)search and obtain a copy of—
s
95s 10State Housing
Regulation 1998(i)particulars recorded in the contracts
register about a relevantcontract; or(ii)a
document lodged but not registered (whether or not it hasbeen
cancelled); or(iii)a registered
document; or(iv)information kept
under section 6; and(b)obtain a copy of
the things mentioned in paragraph (a) certifiedby the
commission to be an accurate copy.(2)Subsection (1)(a)(ii) and (iii) do not apply
to a document disposed ofby the commission under theLibraries and Archives Act 1988.(3)Thecommissionmaycertifyacopyofadocumentmentionedinsubsection (1)(a).(4)Adocumentpurportingtobeacertifiedcopyofadocumentmentioned in
subsection (1)(a) is evidence of the original of the
document.9Commission may correct contracts
register(1)The commission may correct the
contracts register if the commissionis
satisfied—(a)the register is incorrect; and(b)the correction will not prejudice the
rights of a purchaser.(2)Thecommission’spowertocorrectthecontractsregisterincludespower to
correct—(a)a particular in the register;
or(b)a document forming part of the
register.(3)If a register or a document is
corrected, the commission must recordin the
register—(a)the state of the register before the
correction; and(b)the day and circumstances of the
correction.10Requisitions(1)The
commission may, by written notice (the“requisition”) given
toa person who has lodged a document, require
the person to—
s
116s 11State Housing
Regulation 1998(a)re-execute, complete or correct the
document if it appears to thecommission to be
wrong, incomplete or defective; or(b)produce to the commission stated
information, or deposit a stateddocument, in
support of the person’s application to register thedocument lodged.(2)Thecommissionmayaskforadocumentorinformationtobeverified by statutory declaration or
affidavit.(3)The requisition may state when it must
be complied with.(4)Thecommissionmayextendthetimeforcomplyingwiththerequisition.(5)The
commission may refuse to deal with a document lodged by apersonuntilthepersoncomplieswiththerequisitionandpaysthefeeprescribed under this
regulation.11Registering personal
representative(1)A person may ask the commission to
register the death of a purchaserand the person as
the purchaser’s personal representative.(2)Thecommissionmayregisterapersonaspersonalrepresentativeonly if—(a)if the person has obtained a grant of
representation—the grant, oran office copy of
the grant issued by the Supreme Court, is givento the
commission; or(b)if paragraph (a) does not apply and a
purchaser died without awill—(i)letters of administration of the purchaser’s
estate have notbeengrantedinQueenslandwithin6monthsafterthepurchaser’s death; and(ii)the gross value
of the purchaser’s estate in Queensland onthe day of the
purchaser’s death is not more than $150 000;and(iii)the commission
believes the person has a right to obtain agrant of
representation; or(c)if paragraph (a) does not apply and
the purchaser died leaving awill—the
commission believes the person has a right to obtain agrant of representation.
s
127s 13State Housing
Regulation 1998(3)Apersonregisteredaspersonalrepresentativewithoutagrantofrepresentation has the same interest in a
relevant contract as if the personhad obtained a
grant of representation.(4)The validity of
an act done or payment made in good faith under arelevant contract by a person registered as
personal representative is notaffected by a
later grant of representation.(5)If
the person who obtains a grant of representation (the“grantee”) isdifferent from the person registered as
personal representative, the personmust—(a)accounttothegranteeforaninterestinarelevantcontractcontrolled by the person before the grant
was made; and(b)take all action necessary to vest in
the grantee the interest in therelevant
contract remaining under the person’s control.(6)In a
relevant contract, a reference to a purchaser includes a
referenceto the purchaser’s personal
representative.(7)However, subsection (6) applies only
to the extent that there is nocontrary
intention in the relevant contract.12Registering person beneficially
entitled(1)A person beneficially entitled under a
will to a purchaser’s interest ina relevant
contract may lodge a request to register a transmission of
theinterest to that person.(2)However,thecommissionmayregisteratransmissionundersubsection (1) only if—(a)thepurchaser’spersonalrepresentativegiveswrittenapproval;and(b)the commission
is satisfied the person is beneficially entitled tothe
interest.13Registering other dealings(1)The commission may only register
particulars about—(a)achangeorcorrectionofnameofapurchaserifarequesttoregister the change is lodged;
and
s
148s 14State Housing
Regulation 1998(b)acourtorderaffecting,whetherdirectlyorindirectly,apurchaser’s interest in a relevant contract
if a request to registerthe court order is lodged; and(c)acourtordersettingasideacourtordermentionedinparagraph (b) if a request to register the
court order is lodged;and(d)a
power of attorney, under which an attorney has power to act
onapurchaser’sbehalfunderarelevantcontractoranotherdocument lodged,
if a request to register the power of attorney islodged; and(e)a
revocation of a power of attorney mentioned in paragraph (d)
ifa request to register the revocation is
lodged; and(f)atransmissionofapurchaser’sinterestinarelevantcontractunderalawaboutbankruptcyifarequesttoregisterthetransmission is lodged; and(g)adisclaimerofaninterestinarelevantcontractunderalawabout bankruptcy if a request to
register the disclaimer is lodged;and(h)an assignment of a purchaser’s
interest in a relevant contract if arequest to
register the assignment is lodged.(2)A
request to register lodged under subsection (1) must be in
writing.(3)However, if a request to register
under subsection (1) is a registrabledocument, it must
also comply with section 14.14Form
of registrable documents(1)The commission
may approve the form of a registrable document.(2)Iftheformofaregistrabledocumenthasbeenapprovedundersubsection(1),aregistrabledocumentmayberegisteredbythecommission only if it is in the
approved form.(3)However, if a registrable document is
not in the approved form, thecommission may
register the document if it is considered appropriate in thecircumstances to do so.
s
159s 16State Housing
Regulation 1998PART 3—FEES, COMMISSIONS AND OTHERAMOUNTS PAYABLE15Fees(1)The commission
may charge a fee for—(a)ifapaymentisrequiredunderthe
ActoraninstrumentmadeundertheActandafinancialinstitutiondishonoursthepayment—the dishonour of the payment;
or(b)a consent sought under a mortgage or
contract under the Act; or(c)an application
made, or consent sought, under the Act; or(d)giving a statement of account to another
person; or(e)paying an insurance premium under a
contract under the Act ormortgage; or(f)producing a document to another person;
or(g)registering particulars about
documents in the contracts register.(2)The
fees payable under the Act are set out in schedule 2.16Exemption from payment of fees(1)The commission may exempt a person
from paying a fee or part of afee.(2)However, the commission may exempt a
person under subsection (1)only if—(a)the commission is satisfied the person
is suffering hardship; or(b)the fee is
payable—(i)for a registrable document other than
a registrable documentmentioned in schedule 1, item 2
recording a matter orderedby a court under a court order
affecting, whether directly orindirectly, a
purchaser’s interest in a relevant contract; or(ii)for
a consent to assign of a kind mentioned in schedule 2,part
1, item 3 if the consent is required to be sought becauseof a
court order affecting, whether directly or indirectly, apurchaser’s interest in a relevant contract;
or
s
1710s 17AState Housing
Regulation 1998(iii)foranapplicationtotransferafeesimpleundersection 24(7) of the Act if the application
is required to bemade because of a court order affecting,
whether directly orindirectly, a purchaser’s interest in a
relevant contract.17Expenses of taking possession(1)This section applies if—(a)thecommissiontakespossessionoflandunderamortgageorrelevant contract; and(b)the
mortgage or relevant contract provides for an amount to bepaid
to the commission for the expenses of taking possession.(2)Amortgagororpurchasermustpaythecommissionthecommission’s actual expenses of taking
possession.PART 3A—STANDARD INTEREST RATE POLICY17A
Standard interest rate policy—Act, s 32AA(2)(1)The
standard interest rate policy is as follows—(a)for
setting the standard fixed interest rate for a period, the
rateset—(i)mustnotbemorethanthegreatestofthebankstandardfixed
interest rates, for the period, applicable on the chosenday
for the setting; and(ii)must not be less
than the lowest of the bank standard fixedinterest rates,
for the period, applicable on the day;(b)for
setting the standard variable interest rate, the rate set—(i)mustnotbemorethanthegreatestofthebankstandardvariable interest rates applicable on the
chosen day for thesetting; and(ii)mustnotbelessthanthelowestofthebankstandardvariable interest rates applicable on the
day.(2)In this section—
s
1811s 19State Housing
Regulation 1998“bank standard fixed interest rates”,
for a period, means the standardfixed interest
rates charged by the major banks, for the period, for aresidential loan.“bankstandardvariableinterestrates”meansthestandardvariableinterest rates charged by the major banks
for a residential loan.“chosen day”means the day,
chosen by the Minister at the time of settinga standard
interest rate, that is within 1 month before the Minister
setsthe rate.“major
banks”means the following—(a)AustraliaandNewZealandBankingGroupLimitedACN
005 357 522;(b)Commonwealth Bank of Australia ACN 123
123 124;(c)National Australia Bank Limited ACN
004 044 937;(d)Westpac Banking Corporation ACN 007
457 141.“residential loan”means a loan
secured by a mortgage over a residentialproperty that is
occupied by the mortgagor under the mortgage.PART 4—REPEALS
AND TRANSITIONAL18Repeals(1)TheState Housing Regulation 1986is
repealed.(2)All instruments made as orders in
council under the Act are repealed.19Prescribed covenants not affected by
repeal(1)The operation of section 14 of the
former regulation does not endmerely because of
the repeal of the former regulation.(2)In
this section—“former regulation”means theState Housing Regulation 1986.
12State Housing Regulation 1998SCHEDULE 1REGISTRABLE
DOCUMENTSsection 3, definition “registrable
document”1.A request to register a change or
correction of name of a purchaser.2.Arequesttoregisteracourtorderaffecting,whetherdirectlyorindirectly, a purchaser’s interest in a
relevant contract.3.Arequesttoregisteracourtordersettingasideacourtordermentioned in item 2.4.A
request to register a power of attorney under which an attorney
haspowertoactonapurchaser’sbehalfunderarelevantcontractoranother document lodged.5.A request to register a revocation of
a power of attorney mentioned initem 4.6.A request to register the death of a
purchaser.7.Arequesttoregisterapersonasthepurchaser’spersonalrepresentative.8.Arequesttoregisteratransmissionofapurchaser’sinterestinarelevant
contract to a person beneficially entitled under a will.9.Arequesttoregisteratransmissionofapurchaser’sinterestinarelevant
contract under a law about bankruptcy.10.A
request to register a disclaimer of an interest in a relevant
contractunder a law about bankruptcy.11.Arequesttoregisteranassignmentofapurchaser’sinterestinarelevant
contract.
13State Housing Regulation 1998SCHEDULE 2FEESsection 15(2)$PART
1—FEES FOR APPLICATIONS AND CONSENTS1.Fee
for an application for an advance—(a)under section 23 of the Act. . . . . . . . .
. . . . . . . . . . .542.00(b)under section 23A of the Act . . . . . . . .
. . . . . . . . . .468.00(c)under section 24 of the Act for the purchase
of—(i)a house and freehold land under
section undersection 24(1AA) of the Act . . . . . . . . .
. . . . . . .468.00(ii)ashareinahouseandfreeholdlandundersection24(1AA)and(1A)oftheActifthepurchaser does not already have a
share in thehouse and land . . . . . . . . . . . . . . .
. . . . . . . . . . .468.00(iii)an
additional share in the house and land undersection 24(1AA)
and (1A) of the Act . . . . . . . .195.002.Transactionfeeforanadvanceundersection24oftheAct
for the purchase of—(a)a house and
freehold land under section 24(1AA) ofthe Act. . . . .
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
.590.00(b)ashareinahouseandfreeholdlandundersection 24(1AA)
and (1A) of the Act if a purchaserdoes not already
have a share in the house and landand if—(i)the purchaser asked the commission to
buy thehouse and land . . . . . . . . . . . . . . .
. . . . . . . . . . .905.00(ii)thepurchaserdidnotaskthecommissiontobuy
the house and land. . . . . . . . . . . . . . . . . . .590.003.Fee
for a consent to assign—(a)ahouseandfreeholdlandpurchasedundersection 24(1AA) of the Act. . . . . . . . .
. . . . . . . . . . .200.00
14State Housing Regulation 1998SCHEDULE 2 (continued)(b)ashareinahouseandfreeholdlandpurchasedunder section
24(1AA) and (1A) of the Act . . . . . . .200.004.Feeforanapplicationtotransferafeesimpleundersection 24(7) of the Act . . . . . . . . . .
. . . . . . . . . . . . . . . . .200.005.Fee for an application for a loan
under section 29T of theAct . . . . . . . . . . . . . . . . .
. . . . . . . . . . . . . . . . . . . . . . . . . .468.00PART 2—FEES FOR
CONTRACTS REGISTER1.Feeforregisteringinthecontractsregisterparticularsabout—(a)a request to register a change or
correction of nameof a purchaser . . . . . . . . . . . . . . .
. . . . . . . . . . . . . . .(b)a
request to register a court order effecting, whetherdirectlyorindirectly,apurchaser’sinterestinarelevant
contract.. . . . . . . . . . . . . . . . . . . . . . . . . . .
.(c)arequesttoregisteracourtordersettingasideacourt order mentioned in paragraph (b)
. . . . . . . . . .(d)arequesttoregisterapowerofattorneyunderwhich an attorney has power to act on a
purchaser’sbehalfunderarelevantcontractoranotherdocument. . . .
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . .(e)arequesttoregisterarevocationofapowerofattorney mentioned in paragraph (d). . . . .
. . . . . . . .(f)a request to register the death of a
purchaser . . . . . .(g)arequesttoregisterapersonasthepurchaser’spersonal
representative . . . . . . . . . . . . . . . . . . . . . . .(h)a request to register a transmission
of a purchaser’sinterestinarelevantcontractundera willtoaperson
beneficially entitled(i)a request to
register a transmission of a purchaser’sinterestinarelevantcontractunderalawaboutbankruptcy. . . . . . . .
. . . . . . . . . . . . . . . . . . . . . . . .87.0087.0087.0087.0087.0087.0087.0087.0087.00
15State Housing Regulation 1998SCHEDULE 2 (continued)(j)a
request to register a disclaimer of an interest in arelevant contract under a law about
bankruptcy . . . .(k)a request to register an assignment of
a purchaser’sinterest in a relevant contract . . . . . .
. . . . . . . . . . . .2.Fee for a
requisition on a lodged document. . . . . . . . . . . .3.Additionalfeeforeachdocumentiflodgedbypostorsimilar facility . . . . . . . . . . . . . .
. . . . . . . . . . . . . . . . . . . .4.Fee
for searching—(a)the register. . . . . . . .
. . . . . . . . . . . . . . . . . . . . . . . .(b)a
document forming part of the register . . . . . . . . . .(c)information kept under section 6 of
this regulation .5.Fee for—(a)a
copy of a document . . . . . . . . . . . . . . . . . . . . . . .
.(b)certification of the copy of the
document. . . . . . . . .(c)sending the copy
of the document by facsimile . . . .87.0087.0025.0020.0010.0010.0010.0010.0020.008.00PART 3—OTHER
FEES1.Feeforthedishonourbyafinancialinstitutionofapayment if the payment is required
under the Act or aninstrument made under the Act . . . . . . .
. . . . . . . . . . . . . .2.Fee for giving a
statement of account to another person . .3.Fee
if—(a)thecommissionpaysaninsurancepremiumonbehalf of a borrower or purchaser
under a contractunder the Act or a mortgage; and(b)thecontractormortgageprovidesforafeetobepayable to the
commission if paragraph (a) applies .4.Fee
for producing a document to another person. . . . . .
.11.5013.0027.5058.00
16State Housing Regulation 1998ENDNOTES1Index to endnotesPage2Date to which amendments incorporated
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
.163Key . . . . . . . . . . . . . . . . .
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
. . . . . . . . . . .164Table of earlier
reprints . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
. . . . . . . . . . . . . . . . .175List
of legislation . . . . . . . . . . . . . . . . . . . . . . . . . .
. . . . . . . . . . . . . . . . . . . . . . . . .176List of annotations . . . . . . . . .
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
. . . . . . .172Date to which amendments
incorporatedThis is the reprint date mentioned in the
Reprints Act 1992, section 5(c). Accordingly, thisreprint includes all amendments that
commenced operation on or before 25 October 2002.Future
amendments of the State Housing Regulation 1998 may be made in
accordancewith this reprint under the Reprints Act
1992, section 49.3KeyKey to
abbreviations in list of legislation and annotationsKeyAIAamdamdtchdefdivexpgazhdginslapnotfdo in comorigpparaprecpresExplanation=Acts
Interpretation Act 1954=amended=amendment=chapter=definition=division=expires/expired=gazette=heading=inserted=lapsed=notified=order
in council=omitted=original=page=paragraph=preceding=presentKey(prev)procprovptpubdR[X]RArelocrenumrep(retro)sschsdivSIASIRSLsubunnumExplanation=previously=proclamation=provision=part=published=Reprint No.[X]=Reprints Act 1992=relocated=renumbered=repealed=retrospectively=section=schedule=subdivision=Statutory Instruments Act 1992=Statutory Instruments Regulation
2002=subordinate legislation=substituted=unnumbered
17State Housing Regulation 19984Table of earlier reprintsReprints are issued for both future and past
effective dates.For the most up-to-date tableof
earlier reprints, see the latest reprint.Ifareprintnumberincludesaletterofthealphabet,thereprintwasreleasedinunauthorised, electronic form only.TABLE
OF EARLIER REPRINTSReprintNo.11AAmendments
includednoneto SL No. 110 of 2000Effective1 July
199812 June 2000Reprint
date17 July 199822 June
20005List of legislationState
Housing Regulation 1998 SL No. 117made by the
Governor in Council on 7 May 1998notfd gaz 8 May
1998 pp 180–2ss 1–2 commenced on date of
notificationremaining provisions commenced 1 July 1998
(see s 2)exp 1 September 2008 (see SIA s 54)amending legislation—State Housing
Amendment Regulation (No. 1) 2000 SL No. 110notfd gaz 9 June
2000 pp 456–9ss 1–2 commenced on date of
notificationremaining provisions commenced 12 June 2000
(see s 2)State Housing Amendment Regulation (No. 1)
2002 SL No. 280notfd gaz 25 October 2002 pp 690–1commenced on date of notification6List of annotationsFeess 15amd 2002 SL No.
280 s 3Exemption from payment of feess
16amd 2002 SL No. 280 s 4PART 3A—STANDARD
INTEREST RATE POLICYpt 3A (s 17A)ins 2000 SL No.
110 s 4
